Twin Palms Insurance Group joins PBCGA as Official Partner
Twin Palms Insurance Group
Joins PBCGA as Title Sponsor
A local insurance leader joins Palm Beach County's premier amateur golf organization — and kicks off the season in style.
A Full-Service Insurance Agency Built for This Community
Twin Palms Insurance Group is an independent insurance agency based in West Palm Beach, Florida, serving individuals and businesses throughout the Palm Beach, Broward, and Treasure Coast communities. Twin Palms Insurance Group is boutique by design, but not by accident. The group’s hands-on service is backed by real insurance know-how.
The Origin Story
How Twin Palms Got Started
Before Twin Palms, Brandon Smith and David Smith were grinding it out on a different kind of course — as professional golfers traveling the circuit together. Spending that much time on the road has a way of revealing who someone really is, and what they found in each other was the same relentless work ethic and refusal to settle for “good enough.” When their professional playing days wound down, that mutual respect became the foundation for something new: in 2017, they traded their clubs for a business plan and opened Twin Palms Insurance Group.
What They Offer
A Full Menu of Personal and Business Coverage
One thing that stands out about Twin Palms is the breadth of its product lineup.
- Homeowners insurance
- Renters insurance
- Personal auto insurance
- Personal umbrella policies
- General liability
- Commercial property
- Commercial auto
- Workers’ compensation
- Construction insurance
- Business liability insurance
That range lets the agency act as a one-stop shop for clients juggling both household and business risk — a useful convenience for the area’s many small business owners and contractors.
Why Clients Choose Twin Palms
What Sets Them Apart
Twin Palms leans into the kind of underwriting many agencies shy away from: complex, nonstandard risk. The team builds its value proposition around flexibility, shaping coverage around how a business actually operates rather than forcing clients into one-size-fits-all policies. Client reviews echo this, repeatedly citing quick quote turnaround and competitive pricing without sacrificing coverage limits.
Community Involvement
Rooted in the Community
The agency backs up its local focus with visible community involvement, including partnerships with:
The Bottom Line
Coverage Built for Palm Beach County
For Palm Beach, Broward, and Treasure Coast residents and business owners weighing their insurance options, Twin Palms Insurance Group combines nearly two decades of combined agency experience with a relationship-first approach and a product lineup broad enough to cover most personal and commercial needs.
The People Behind Twin Palms
Meet the Founders
Founded by
Twin Palms Insurance Group has been protecting homes, vehicles, and businesses across the Palm Beach and Treasure Coast region since 2017. The West Palm Beach-based agency was founded by Brandon Smith and David Smith — Brandon brought a decade of prior agency experience from Lake Worth, FL (2004–2014), and David rounded out the team as a licensed agent.
Today, Twin Palms offers a full lineup of personal coverage (auto, homeowners, renters, and personal umbrella) alongside business lines like general liability, commercial property, commercial auto, workers’ compensation, and construction insurance. Clients consistently point to fast quote turnarounds and coverage tailored to even complex or nonstandard risks as what sets the agency apart.
Beyond policies, the team has stayed active locally, supporting the Chamber of Commerce of the Palm Beaches, Habitat for Humanity of Palm Beach County, Real Men Wear Pink, and Great Give PBC.